Why Uninsured Motorist Coverage is Important

Car accidents are the lead cause of personal injury claims. Millions of Americans are injured every year in traffic accidents, many of which are caused by negligence. If you are involved in such an accident with a motorist who does not have auto insurance and you sustain injuries or property damage to your car, you will have no insurance company to file a claim with. Even when the accident was not your fault, you will wind up having to pay for the repair of your car and for your own medical expenses in the case of an injury. If, however, you purchased uninsured motorist coverage on your own auto insurance policy, you can file a claim for these damages through your own insurance carrier.

According to the Insurance Research Institute, up to 15 percent of those driving the roads and highways of this country do not carry auto insurance. In tough economic times, that figure may be even higher. When these uninsured drivers cause an accident, they may find themselves in violation of traffic laws which will result in fines or other penalties. But since they have no insurance, the victims left behind must face the financial consequences on their own, unless they carry an uninsured motorist policy. Typical health care plans don't cover traffic accidents. If they do cover an initial visit, additional follow-up, such as physical therapy, chiropractic care, or other care is not included. Furthermore, you may be unable to work following such an accident and may forever lose that income unless you are insured.

File an Uninsured Motorist Claim with the Help of a Flagstaff Car Accident Lawyer

If you or a loved one has been injured by an uninsured motorist in the Flagstaff, Arizona area you can get the help you need at the Knowles Law Firm. Contact the firm to speak with a Flagstaff personal injury lawyer who can answer your questions and address your concerns. Find out what your legal rights and options are and get the legal assistance you need to file an injury claim through the uninsured motorist coverage you carry. The firm is comprised of an experienced and aggressive legal team known for their proven results in getting fair and just compensation for injury victims in Arizona.

Contact a Flagstaff car accident attorney at the firm following a traffic accident in or around Flagstaff today.